7 Reasons to File Your Taxes Early

Filing your taxes can be a bit of a headache each year. While many people may have good intentions of filing as soon as they get their W-2s, the reality is people often procrastinate. Then, before they know it, the deadline sneaks up and forces them to reorganize their schedule to make time to file, … Continued

HCU Partners With Bountiful Food Pantry in Davis County

Farmington, UT — February 4th, 2022 — Hundreds more families in Davis County can receive the help they need thanks to Horizon Credit Union. During the month of December, the credit union collected non-perishable foods and donations for the Bountiful Food Pantry, located in Bountiful, UT. This, along with the generosity of the community in … Continued

It’s Quick & Easy to Refinance Your Auto Loan

Is your car payment consistently throwing off your budget? Do you long for an interest rate that doesn’t feel like you’re throwing away money each month? If so, refinancing your auto loan may be the perfect solution. It’s a quick and easy process that could instantly put more money back in your pocket. Let’s review … Continued

5 Tips to Curb Overspending

Nothing beats the joy of treating yourself! Many people feel drawn to the thrill of buying new items, pampering services, or tasty meals. However, overspending can become a financial problem when you’re not keeping track of your budget, leading to unwanted debt and stress. The good news is there are ways to curb excess spending … Continued

Are HELOCs A Good Idea These Days?

Debt is the wealth killer. You’ve heard this piece of advice repeated in a million different corners of financial news. You’ve read articles telling you to get rid of all your debt in order to build wealth and save for the future. There’s one very notable exception, though, and you’re living in it. Debt secured … Continued

Stuck at Home? Spend Your Time Productively

COVID-19 has wreaked havoc on normal life around the world. Major retailers and small businesses are closing their doors; leisure travel has almost ground to a halt; the stock market is bearing the brunt of a string of losses; and thousands of schools and universities sit vacant mid-semester while their students are home for an … Continued

Love And Money: Scripts For Talking About Money With Those We Love

Communication is key to making sure you’re both on the same page regarding your finances. After all, money is a major part of life. Even if you don’t agree on how money should be spent or saved, identifying your financial values and personalities is one big step in the right direction. Before the conversation Before … Continued

Summer Fun On A Budget

Keeping the kids entertained while on summer break can be an expensive endeavor. Registrations for summer camps, day care and recreation programs are only the tip of the iceberg. You also need to consider transportation costs to and from these programs that you don’t normally attend during the school year. But summer break doesn’t have to break your budget. You can … Continued

8 Valentine’s Day Hacks

It’s time to celebrate the significant other in your life! If you’re thinking that means pricey gifts, expensive dates and blowing an entire day’s salary on a restaurant meal, think again. There’s no need to drain your wallet while trying to create the perfect Valentine’s Day. Instead, use these eight hacks for a dream Valentine’s … Continued

Be Financially Fit: Your Personal Money Makeover In 7 Easy Exercises

As the new year begins, you may be considering some exciting resolutions. As your credit union, we’d like to encourage you to make one of those changes a dedication to financial security and success. Don’t just resolve to become physically fit this year; become financially fit, too. When trying to lose weight, people often turn … Continued