Summer Fun On A Budget

Keeping the kids entertained while on summer break can be an expensive endeavor. Registrations for summer camps, day care and recreation programs are only the tip of the iceberg. You also need to consider transportation costs to and from these programs that you don’t normally attend during the school year. But summer break doesn’t have to break your budget. You can … Continued

8 Valentine’s Day Hacks

It’s time to celebrate the significant other in your life! If you’re thinking that means pricey gifts, expensive dates and blowing an entire day’s salary on a restaurant meal, think again. There’s no need to drain your wallet while trying to create the perfect Valentine’s Day. Instead, use these eight hacks for a dream Valentine’s … Continued

Be Financially Fit: Your Personal Money Makeover In 7 Easy Exercises

As the new year begins, you may be considering some exciting resolutions. As your credit union, we’d like to encourage you to make one of those changes a dedication to financial security and success. Don’t just resolve to become physically fit this year; become financially fit, too. When trying to lose weight, people often turn … Continued

How To Protect Yourself From Identity Theft

Chances are you or someone you know has had their identity stolen at one point or another.  It can be expensive, stressful and extremely complicated to recover from.  Here are seven ways to help protect yourself and your most important data from identity thieves. Secure Your Hardcopies Most of us think of identity theft as … Continued

Phishing

Long ago, identity thieves had a harder time of it. They had to actually steal something like your wallet to get your information. A sophisticated identity thief in the 21st century will try phishing. That’s phishing, not fishing, but the victims are caught on a hook just as surely as if they were a hapless … Continued

Q&A: What’s The best Way To Finance A home Renovation?

Q: I’m doing some home renovations this summer and I’m not sure how to finance this expense. There are so many loan options, but which one makes the most sense?   A: Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As a Horizon CU member, you have several … Continued

Financial Self Defense

Your credit’s trending in the wrong direction, you’re short on cash and you’re desperate for a loan. You need to get your hands on some cash to help pull you out of this tight spot, and you need to do it – fast! Unfortunately, though, it feels like no reputable institution is willing to grant … Continued

Help! I Overspent On the Holidays!

It’s so easy to go overboard on Christmas. If you have kids, you want everything to be perfect for them. You want to build priceless memories, so spending any amount seems worth it. If you’re just getting started, you want to impress your family with how together you have things. Giving extravagant gifts to your … Continued

6 Tips to Surviving Black Friday

While it’s true that Black Friday does pose some serious risks to shoppers, it doesn’t mean you need to miss out on any deals. With the proper safety measures and precautionary steps, you can happily join the bargain-hungry crowds flocking to malls and shopping centers on Nov. 23. Here’s how: 1.) Plan ahead Black Friday … Continued

It’s Almost Halloween, So Let’s Talk Christmas

Football has begun, the leaves are changing and the kids are back in school. Clearly, it’s time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at Starbucks, preparing to buy your first Pumpkin Spice Latte of the season, but it’s time to start thinking of … Continued