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Rates

Savings Rates - Effective Friday, January 3, 2025
APYMinimum
Deposit		Minimum
Balance
CHECKING0% $0
BUSINESS CHECKING0% $0
MEMBERSHIP SHARE0.05% $250
SPECIAL SHARE0.05% $250
MONEY MARKET0.05%$2000$2000
MONEY MARKET1.05%$2000$5000
MONEY MARKET1.75%$2000$20000
MONEY MARKET2.75%$2000$100000
TRAD IRA SHARE0.05% $250
TRAD IRA SHARE0.05% $2000
TRAD IRA SHARE1.05% $5000
TRAD IRA SHARE1.75% $20000
TRAD IRA SHARE2.75% $100000
ROTH IRA SHARE0.05% $250
ROTH IRA SHARE0.05% $2000
ROTH IRA SHARE1.05% $5000
ROTH IRA SHARE1.75% $20000
ROTH IRA SHARE2.75% $100000
DEDICATED SAVINGS1.1% $0
Loan Rates - Effective Tuesday, July 8, 2025
Loan TypeRates as low asTerms & Information
Auto Loan 36 Months » 4.94% 36 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 48 Months » 4.94% 48 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 60 Months » 4.94% 60 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 72 Months » 5.24% 72 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 84 Months » 6.34% 84 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Rec. Vehicle (Large) 48 Months » 7.89% 48 M Motor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 60 Months » 7.89% 60 M Motor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 72 Months » 7.89% 72 M Motor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 84 Months » 7.89% 84 M Motor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 120 Month » 7.89% 120 M Motor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Small) 48 Months » 7.19% 48 M 90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 60 Months » 7.19% 60 M 90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 72 Months » 7.64% 72 M 90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 48 Months » 7.44% 48 M 100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 60 Months » 7.44% 60 M 100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 72 Months » 7.89% 72 M 100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Personal Loan 36 Months » 10.99% 36 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Personal Loan 48 Months » 11.24% 48 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Personal Loan 60 Months » 12.24% 60 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Shares Secured Loan 36 Months » 2.05% 36 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
First Mortgage 6.75% 360 M Rates Change Daily Please call (801)939-9058
Home Equity Line of Credit 7.5% 0 M Contact us today at (801)939-9058
Home Equity Loan 7.75% 360 M Contact us today at (801)939-9058
Certificate Rates - Effective Tuesday, July 8, 2025
Certificate TermAPYMinimum Deposit
60 MONTH CERTIFICATE4.15%$500
60 MONTH CERTIFICATE4.25%$50000
48 MONTH CERTIFICATE4.05%$500
48 MONTH CERTIFICATE4.15%$50000
36 MONTH CERTIFICATE4%$500
36 MONTH CERTIFICATE4.1%$50000
24 MONTH CERTIFICATE3.75%$500
18 MONTH CERTIFICATE3.75%$500
12 MONTH CERTIFICATE4.25%$500
06 MONTH CERTIFICATE0.75%$500
60 MO IRA CERTIFICAT4.15%$500
60 MO IRA CERTIFICAT4.25%$50000
48 MO IRA CERTIFICAT4.05%$500
48 MO IRA CERTIFICAT4.15%$50000
36 MO IRA CERTIFICAT4%$500
36 MO IRA CERTIFICAT4.1%$50000
24 MO IRA CERTIFICAT3.75%$500
18 MO IRA CERTIFICAT3.75%$500
12 MO IRA CERTIFICAT4.25%$500
06 MO IRA CERTIFICAT0.75%$500
60 MO YOUTH CERTIFIC4.15%$50
48 MO YOUTH CERTIFIC4.05%$50
36 MO YOUTH CERTIFIC4%$50
24 MO YOUTH CERTIFIC3.75%$50
18 MO YOUTH CERTIFIC3.75%$50
12 MO YOUTH CERTIFIC4.25%$50
06 MO YOUTH CERTIFIC0.75%$50