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About Horizon


Our Mission

Horizon Credit Union Provides Personalized Financial Services to Each Member in an Efficient, Convenient, and Caring Manner.

Every day, we go to work hoping to help our members succeed financially. That was the goal of the original 24 founding members in 1956 — and it’s just as true today.

Who can join…

The benefits of membership in Horizon Credit Union are open to all persons who live, work, worship or go to school in the Ogden Clearfield Metropolitan Statistical Area. This area is comprised of Davis, Morgan, and Weber Counties, Utah.

In addition, immediate family members of an existing member are eligible for membership.



Our Story

In 1956, a group of Davis School District Employees sought an alternative to expensive traditional banking and organized Davis County School Employees Credit Union with the initial deposit of the Credit Union totaling less than $300. Back then, the Credit Union was located in the home of Almon Flake in Bountiful, Utah. It was a small operation committed to helping its members succeed financially. From those humble beginnings, the Credit Union has offered some of the finest service and best rates to its members. In 1976, the Farmington office was constructed. The name of the Credit Union was also shortened for marketing purposes to Davis Schools Credit Union. Additional locations were later needed with branches being opened in Bountiful and Clearfield in 1982 & 1983 respectively. In 1982, Davis Schools Credit Union merged with Davis County Employees Credit Union. In 2000, we merged with Clover Club Employees Credit Union and changed our name to Horizon Credit Union to better reflect our member demographic which now included several generations of non-school district employed children. The Kaysville branch was completed in 2006, and West Point opened in 2007, giving us five branches to serve you. Today, with more than 15,000 members, Horizon Credit Union is a premier provider for affordable financial services. We offer a full line of Auto, Business, Mortgage, and Recreational loans as well as competitive deposit accounts with the best member service around.

Field of Membership

Originally, the Credit Union served only the employees of Davis School District. The Credit Union now serves all who live, work, worship or go to school in the Ogden / Clearfield Utah Metropolitan Statistical Area, aslso known as Davis, Morgan, and Weber Counties. Membership is also extended to immediate family members of our current membership as well as associations, clubs, or businesses associated with those eligible for membership.

Insured Funds

The deposits of our members are secured by the insurance fund of the National Credit Union Administration (NCUA), an independent federal agency that supervises and insures federal credit unions.