Do Your Finances Make You Want To Scream?

Scary flicks are classic fun, whether they’re good enough to keep you up all night when you’re home alone or bad enough to laugh at with a group of friends – because you all know what’s going to happen next. The classics follow a simple formula, but it works. The same is true when it comes … Continued

Saving Money On Hotel Rooms

Q: We’re going on a short vacation, and I’m wondering if we can save on the hotel room. Is there anything we can do to make sure we get the best price possible? A: There are lots of things you can do! Since hotels overcharge business travelers by as much as $500 million a year, … Continued

6 Ways To Save On Your Summer Vacation

The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend? Where is the money for your vacation going to come from? Ideally, a plump vacation … Continued

Last Licks Of Summer: A Labor Day Vacation Without The Traffic … Or Expense

If you don’t believe that the grass is always greener on the other side of town, consider this: Most Americans don’t know what’s in their own backyards. People often pile into cars to go “away” while cars piled with other vacationers are pulling into the very town they’re leaving. Tourists often know more about the … Continued

Back-To-School Shopping: Incorporate A Personal Finance Lesson

Most parents regard back-to-school time with a mix of emotions. On one hand, you’re sorry to see your kids go. Summer has been a great time to tackle projects together, build memories and have fun. On the other hand, it’ll be nice to have the whole house awake and moving before noon again! Regardless, there’s … Continued

Money Savings Ideas for Parents

Think that having kids will put a cramp in your style — not to mention your wallet? Well, that’s not always the case. Follow these simple tips and you’ll discover that you can nourish your wallet while also nurturing your family. 1. Avoid impulse buys. A good way to do this is to put your … Continued

4 Steps to Checking Your Credit Report

If there were a song about keeping yourself safe from financial scams, the refrain to that song would be “Check your credit report!” But practically speaking, what does that mean? How can that one piece of advice keep you safe from so much? Though it sounds like an advanced financial maneuver, checking your credit report … Continued

Private Mortgage Insurance. What you need to know.

Whether you’re a long-time homeowner or you’ve just started shopping for your dream house, you’ve seen stacks of papers full of acronyms. Buried amid the dense undergrowth of legalese are three letters that could be costing you more than you think. Be on the lookout for PMI: Private Mortgage Insurance. PMI in a nutshell Close … Continued

Adjustable Or Fixed-Rate Mortgage – Which Is Right For Me?

If you’re mortgage shopping, you may be overwhelmed by the number of options. Dozens of lenders, each with their own rates, terms, conditions and costs, can make the decision feel that way. But it doesn’t have to be that difficult! The choice of which mortgage to go with starts with a simple question: fixed-rate or … Continued

Trimming Your Credit Cards: How to Decide What To Close And What To Keep

If you’ve reached a point where you know you have too many cards and want to trim them to simplify your life or to get your finances under control, think carefully before you act. Some of your credit cards are better than others, so careful consideration is in order.  1. Decide how many credit cards … Continued