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Youth and Teen Sweepstakes for an HCU Share Certificate

Encourage your children to make a $5 deposit into their account and they will be entered into a drawing to win a personalized CD with a $70 deposit from HCU! The winners will be picked monthly for the next 12 months.

For the older kids, teens are encouraged to participate and they will be entered into a drawing for a scholarship of $500 in a 12-month CD. The winners will be picked at the end of each quarter:

Ways to Enter:

  • $50 or more in net deposits during the quarter
  • New checking account with debit card
  • Open new CD of $50 or more
  • Submit essay

Here’s the essay topics to pick from:

  • The Power of Saving Early: Why starting a savings account as a teenager sets you up for long-term success. April 1st-June 30th.
  • Budgeting 101: How creating a budget helps prioritize spending and avoid debt. July 1st-September 30th.
  • Wants vs. Needs: Exploring the psychology of spending and distinguishing between necessities and luxuries. October 1st-December 31st.
  • The Importance of Financial Literacy: How learning about money early can prevent future financial stress. January 1st-March31st.

Use this form for essay submission.

Official Rules for Teen

Official Rules for Youth