NO PURCHASE NECESSARY TO ENTER OR WIN. VOID WHERE PROHIBITED BY LAW.
1. Sponsor
This promotion is sponsored by Horizon Credit Union (“HCU”), hereafter referred to as the “Sponsor.”
2. Promotion Description
Eligible participants may enter to win one (1) $70 12‑month Youth Certificate of Deposit (CD) by depositing funds into a qualifying HCU Youth account during the promotional period. Entries are earned based on net deposit activity.
3. Promotional Period
The promotion runs during the applicable promotional month as designated by HCU (“Promotional Period”). Deposits must be posted to the eligible account within the Promotional Period to qualify.
4. Eligibility
- Promotion is open to HCU Youth account holders. (0-12 year of age)
- Participants must meet all account eligibility requirements established by HCU.
- Winners account must be in good standing*.
- Employees of Horizon Credit Union and their immediate family members (spouse, parent, child, sibling, and household members) are not eligible to participate or win.
- Volunteers of Horizon Credit Union and immediate family members (spouse, parent, child, sibling, and members of the same household) and not eligible to participate or win.
- This promotion is void where prohibited or restricted by law.
- Winners of any Horizon Credit Union give-a-way style promotions in the past year are not eligible.
5. How to Enter
- Participants will receive one (1) entry for every $5 in net deposits made into their qualifying HCU account during the Promotional Period.
- Net deposits are defined as total deposits minus total withdrawals posted during the Promotional Period.
- Entries are calculated at the end of the Promotional Period and do not roll over to future promotions unless otherwise stated.
- No limit to the number of entries that may be earned through eligible deposits.
6. Prize
- One (1) prize will be awarded: a $70 12‑month Youth Certificate of Deposit.
- The CD is subject to HCU’s current Youth CD terms and conditions in effect at the time of issuance.
- Prize is non‑transferable, has no cash value, and may not be substituted except at Sponsor’s discretion.
7. Odds of Winning
Odds of winning depend on the total number of eligible entries received during the Promotional Period.
8. Winner Selection and Notification
- The winner will be selected in a random drawing from all eligible entries.
- The drawing will take place within a reasonable time following the end of the Promotional Period.
- Winner will be notified using the contact information on file with HCU.
- If the selected winner is deemed ineligible, does not respond, or cannot accept the prize, an alternate winner may be selected.
9. Taxes
Any applicable federal, state, or local taxes related to the prize are the sole responsibility of the winner.
10. General Conditions
- Sponsor reserves the right to modify, suspend, or terminate the promotion at any time if fraud, technical failures, or other factors impair the integrity of the promotion.
- By participating, entrants agree to be bound by these Official Rules and the decisions of the Sponsor, which are final.
- Sponsor’s failure to enforce any provision of these rules does not constitute a waiver of that provision.
11. Privacy
Participant information will be used solely in accordance with HCU’s privacy policy and applicable law.
*Good standing: Account not in dormant status; accounts do not violate any membership terms and/or agreements. Loans on account cannot be in delinquent status or in violation of its loan agreement. Contact information is current. May not have caused Horizon Credit Union a loss.