Love And Money: Scripts For Talking About Money With Those We Love

Communication is key to making sure you’re both on the same page regarding your finances. After all, money is a major part of life. Even if you don’t agree on how money should be spent or saved, identifying your financial values and personalities is one big step in the right direction. Before the conversation Before … Continued

8 Valentine’s Day Hacks

It’s time to celebrate the significant other in your life! If you’re thinking that means pricey gifts, expensive dates and blowing an entire day’s salary on a restaurant meal, think again. There’s no need to drain your wallet while trying to create the perfect Valentine’s Day. Instead, use these eight hacks for a dream Valentine’s … Continued

Help! I Overspent On the Holidays!

It’s so easy to go overboard on Christmas. If you have kids, you want everything to be perfect for them. You want to build priceless memories, so spending any amount seems worth it. If you’re just getting started, you want to impress your family with how together you have things. Giving extravagant gifts to your … Continued

6 Tips to Surviving Black Friday

While it’s true that Black Friday does pose some serious risks to shoppers, it doesn’t mean you need to miss out on any deals. With the proper safety measures and precautionary steps, you can happily join the bargain-hungry crowds flocking to malls and shopping centers on Nov. 23. Here’s how: 1.) Plan ahead Black Friday … Continued

It’s Almost Halloween, So Let’s Talk Christmas

Football has begun, the leaves are changing and the kids are back in school. Clearly, it’s time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at Starbucks, preparing to buy your first Pumpkin Spice Latte of the season, but it’s time to start thinking of … Continued

Living A Frugal Lifestyle Might Be The Key To WINNING

Do you believe money is the key to happiness? Somewhere deep inside, we all know that money cannot buy happiness. Many people overspend and rack up thousands of dollars in credit card debt to live a lifestyle they believe will make them happy, only to discover they are living beyond their means. This, in turn, … Continued

Putting Money Away (Paying Yourself First) When There’s Nothing Left To Save

You’ve read it a million times if you’ve read it once. Put money away. Save 10% of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn. But what if you can’t? What if you simply don’t make it from one paycheck to the next on a month-by-month … Continued

Back-To-School Shopping: Incorporate A Personal Finance Lesson

Most parents regard back-to-school time with a mix of emotions. On one hand, you’re sorry to see your kids go. Summer has been a great time to tackle projects together, build memories and have fun. On the other hand, it’ll be nice to have the whole house awake and moving before noon again! Regardless, there’s … Continued

How Not To Bust Your Holiday Budget

The holiday shopping season is in full swing. The malls are packed with eager shoppers. Offers and promotions are coming from clothing stores, electronics retailers and other shopping sites. They’re probably flooding your inbox, and your physical mailbox is getting overloaded with catalogs from shops you haven’t bought anything from in years, if ever. If … Continued

Holiday Spending is Getting Smarter, But You Can Be Smarter

The average American will spend nearly $900 on holiday presents this year. If you have two adults in your household, that’s almost $1,800.  The odds are good that you’ve already spent a good chunk of that on Black Friday, Small Business Saturday, and Cyber Monday specials.  In looking at the sales numbers from the weekend, … Continued