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*APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time. Contact HCU for current rates. Loan rates are ‘as low as’ and are based on member and credit eligibility and loan term. Restrictions may apply.
NOTICE
Our offices will be closed June 20, 2022 in observance of Freedom Day For your convenience, It’s Me 24-7, Telephone Teller, and ATM’s will be available.
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7 Reasons to File Your Taxes Early
Filing your taxes can be a bit of a headache each year. While many people may have good intentions of filing as soon as they get their W-2s, the reality is people often procrastinate. Then, before they know it, the deadline sneaks up and forces them to reorganize their schedule to make time to file, … Continued
It’s Quick & Easy to Refinance Your Auto Loan
Is your car payment consistently throwing off your budget? Do you long for an interest rate that doesn’t feel like you’re throwing away money each month? If so, refinancing your auto loan may be the perfect solution. It’s a quick and easy process that could instantly put more money back in your pocket. Let’s review … Continued
5 Tips to Curb Overspending
Nothing beats the joy of treating yourself! Many people feel drawn to the thrill of buying new items, pampering services, or tasty meals. However, overspending can become a financial problem when you’re not keeping track of your budget, leading to unwanted debt and stress. The good news is there are ways to curb excess spending … Continued
Are HELOCs A Good Idea These Days?
Debt is the wealth killer. You’ve heard this piece of advice repeated in a million different corners of financial news. You’ve read articles telling you to get rid of all your debt in order to build wealth and save for the future. There’s one very notable exception, though, and you’re living in it. Debt secured … Continued
6 Questions Your Auto Dealer Hopes You Can’t Answer
6 Questions Your Auto Dealer Hopes You Can’t Answer Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. … Continued
Get Auto Financing Before You Shop
An automobile is a major investment. Just think about it: In the last 10 years, have you bought anything that costs more than a car? A house or your kid’s education, maybe. Yet, unlike a house, a car is not going to appreciate in value; and unlike an education, an SUV is not going to … Continued