*** Routing #324377011 ***
*APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time. Contact HCU for current rates. Loan rates are ‘as low as’ and are based on member and credit eligibility and loan term. Restrictions may apply.
HELOCS
There are a lot of great reasons to refinance your home, including the fact that you may get better interest rates or lower monthly mortgage payments. You could get cash for home improvement projects, or reduce your loan term. Find out more or apply today.
Mobile Banking
We do business differently
We strive to return as much value to our members as possible. We do this by keeping the cost of banking low. We’ve invested in technology such as online, mobile and Interactive Teller for routine transactions. We encourage all of our members to sign up for our digital banking services. It’s as easy as clicking here and following the prompts. Once you make the choice to go virtual with HCU, you’ll be able to complete 90% of your financial transactions from home, on the go or wherever life may take you.
Investments & Insurance & Planning
HCU has many investment options along with the support needed to properly monitor those investments.
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Lending a Helping Hand
Horizon CU wants to Lend YOU a Hand
As the world continues to change we want you to know that we are here to support our members. Find options below to help in this uncertain time. Please reach out with questions or concerns, together, let’s find a solution.
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Welcome Home Loans
Whether you’re a first-time home buyer or a seasoned homeowner, HCU can help with your mortgage lending needs. We’re part of your community and right here in your neighborhood. We want to make sure you get the information you need and the home loan that’s just right for you.
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GO Loans
HCU finances automobile and recreational vehicle loans. You’ll get great HCU rates with service you know and trust. Getting an On the Go Loan is simple and quick. You can apply online, and even sign online – never having to leave your home until it’s time to pick up your check!
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Everyday Finances
Finances play a big part in everyone’s life. Let HCU make it a little easier with our everyday finance options. From checking to mobile banking, HCU makes it easy to keep your finances in check.
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Services
Horizon Credit Union is not a bank; we’re a community-based, member owned credit union. We give our members a better way to manage their finances. Our checking and savings accounts and loan programs offer benefits most traditional banks just can’t, like competitive interest rates, simple qualifying, member only benefits and free online and virtual banking. view all services.
Mobile Banking
Investments & Insurance & Planning
Lending a Helping Hand
Welcome Home Loans
GO Loans
Everyday Finances
Tools
Payment Calculator
Calculate mortgage, auto and savings with our handy calculators.
MoneyDesktop
MoneyDesktop™ is a FREE personal financial management service that allows you to aggregate all of your various financial accounts into one easy to use app and managed right inside It’s Me 247.
ATM Locator
Surcharge-free access to your money, almost anywhere.
Mobile Banking
Once you make the choice to go virtual with HCU, you'll be able to complete 90% of your financial transactions from home, on the go or wherever life may take you.
Free Credit Report
Get a free copy of your credit report every 12 months from each credit reporting company.
Identity Theft & Fraud
Whether it’s an email, text message, or phone call, scammers may try to steal your personal and financial information.
It’s Quick & Easy to Refinance Your Auto Loan
Is your car payment consistently throwing off your budget? Do you long for an interest rate that doesn’t feel like you’re throwing away money each month? If so, refinancing your auto loan may be the perfect solution. It’s a quick and easy process that could instantly put more money back in your pocket. Let’s review … Continued
5 Tips to Curb Overspending
Nothing beats the joy of treating yourself! Many people feel drawn to the thrill of buying new items, pampering services, or tasty meals. However, overspending can become a financial problem when you’re not keeping track of your budget, leading to unwanted debt and stress. The good news is there are ways to curb excess spending … Continued
Are HELOCs A Good Idea These Days?
Debt is the wealth killer. You’ve heard this piece of advice repeated in a million different corners of financial news. You’ve read articles telling you to get rid of all your debt in order to build wealth and save for the future. There’s one very notable exception, though, and you’re living in it. Debt secured … Continued
6 Questions Your Auto Dealer Hopes You Can’t Answer
6 Questions Your Auto Dealer Hopes You Can’t Answer Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. … Continued
The Truth About Dealer Auto Loans
Ever wonder how auto dealers can afford to advertise loans with APRs as low as 0%? You’re about to uncover the truth about auto loans arranged by dealers and other facts your dealer doesn’t want you to know. The low APRs dealers advertise usually come with bigger down payments. And it usually means you are … Continued
Get Auto Financing Before You Shop
An automobile is a major investment. Just think about it: In the last 10 years, have you bought anything that costs more than a car? A house or your kid’s education, maybe. Yet, unlike a house, a car is not going to appreciate in value; and unlike an education, an SUV is not going to … Continued