Routing #324377011
*APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time. Contact HCU for current rates. Loan rates are ‘as low as’ and are based on member and credit eligibility and loan term. Restrictions may apply.
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Buying your first home is an important milestone in your life. Here at Horizon Credit Union, we understand that finding the right financing plan is as important as finding a home that fits your lifestyle. Click to learn more or contact one of our mortgage loan officers to determine if you are eligible for a HomeStart grant for down payment assistance and to begin your application process.
Mobile Banking
We do business differently
We strive to return as much value to our members as possible. We do this by keeping the cost of banking low. We’ve invested in technology such as online, mobile and Interactive Teller for routine transactions. We encourage all of our members to sign up for our digital banking services. It’s as easy as clicking here and following the prompts. Once you make the choice to go virtual with HCU, you’ll be able to complete 90% of your financial transactions from home, on the go or wherever life may take you.
Investments & Insurance
HCU has many investment options along with the support needed to properly monitor those investments.
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Business
Business Accounts
We know that success comes in all shapes and sizes and HCU works hard to provide a great financial home for small, local businesses. You can count on the convenience of having access to your accounts from anywhere – along with access to resources that help you focus more on your business. We understand that Flexibility, Convenience and Service are important to you as a business owner. Our low fees and worry free account options help keep you focused on your business.
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Welcome Home Loans
Whether you’re a first-time home buyer or a seasoned homeowner, HCU can help with your mortgage lending needs. We’re part of your community and right here in your neighborhood. We want to make sure you get the information you need and the home loan that’s just right for you.
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GO Loans
HCU finances automobile and recreational vehicle loans. You’ll get great HCU rates with service you know and trust. Getting an On the Go Loan is simple and quick. You can apply online, and even sign online – never having to leave your home until it’s time to pick up your check!
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Everyday Finances
Finances play a big part in everyone’s life. Let HCU make it a little easier with our everyday finance options. From checking to mobile banking, HCU makes it easy to keep your finances in check.
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Services
Horizon Credit Union is not a bank; we’re a community-based, member owned credit union. We give our members a better way to manage their finances. Our checking and savings accounts and loan programs offer benefits most traditional banks just can’t, like competitive interest rates, simple qualifying, member only benefits and free online and virtual banking. view all services.
Mobile Banking
Investments & Insurance
Business
Welcome Home Loans
GO Loans
Everyday Finances
Tools
Payment Calculator
Calculate mortgage, auto and savings with our handy calculators.
MoneyDesktop
MoneyDesktop™ is a FREE personal financial management service that allows you to aggregate all of your various financial accounts into one easy to use app and managed right inside It’s Me 247.
ATM Locator
Surcharge-free access to your money, almost anywhere.
Mobile Banking
Once you make the choice to go virtual with HCU, you'll be able to complete 90% of your financial transactions from home, on the go or wherever life may take you.
Free Credit Report
Get a free copy of your credit report every 12 months from each credit reporting company.
Identity Theft & Fraud
Whether it’s an email, text message, or phone call, scammers may try to steal your personal and financial information.
6 Questions Your Auto Dealer Hopes You Can’t Answer
6 Questions Your Auto Dealer Hopes You Can’t Answer Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. … Continued
The Truth About Dealer Auto Loans
Ever wonder how auto dealers can afford to advertise loans with APRs as low as 0%? You’re about to uncover the truth about auto loans arranged by dealers and other facts your dealer doesn’t want you to know. The low APRs dealers advertise usually come with bigger down payments. And it usually means you are … Continued
Get Auto Financing Before You Shop
An automobile is a major investment. Just think about it: In the last 10 years, have you bought anything that costs more than a car? A house or your kid’s education, maybe. Yet, unlike a house, a car is not going to appreciate in value; and unlike an education, an SUV is not going to … Continued
Understanding Dealer Financing
If you’re a savvy enough consumer to wait until dealers are desperate to sell, you owe it to yourself to wait just a little bit longer to do your research on financing options. Don’t be fooled by dealer promises of zero percent financing. Let’s take a look at four hidden costs that come with these … Continued