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*APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time. Contact HCU for current rates. Loan rates are ‘as low as’ and are based on member and credit eligibility and loan term. Restrictions may apply.
* * *COVID 19 UPDATE* * *
Our drive thru interactive tellers are available at all branches from Monday - Friday from 8:30 am to 6:00 pm. Loan assistance is available online by clicking below or you may call at 801.451.5064. Please use our online and mobile banking tools for easy and secure ways to check your balance, pay loans, transfer funds, and even deposit checks via the Horizon CU app. For the most up to date information, please call our Member Service Center. Click to the right for more information.
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Are HELOCs A Good Idea These Days?
Debt is the wealth killer. You’ve heard this piece of advice repeated in a million different corners of financial news. You’ve read articles telling you to get rid of all your debt in order to build wealth and save for the future. There’s one very notable exception, though, and you’re living in it. Debt secured … Continued
Stuck at Home? Spend Your Time Productively
COVID-19 has wreaked havoc on normal life around the world. Major retailers and small businesses are closing their doors; leisure travel has almost ground to a halt; the stock market is bearing the brunt of a string of losses; and thousands of schools and universities sit vacant mid-semester while their students are home for an … Continued
6 Questions Your Auto Dealer Hopes You Can’t Answer
6 Questions Your Auto Dealer Hopes You Can’t Answer Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. … Continued
The Truth About Dealer Auto Loans
Ever wonder how auto dealers can afford to advertise loans with APRs as low as 0%? You’re about to uncover the truth about auto loans arranged by dealers and other facts your dealer doesn’t want you to know. The low APRs dealers advertise usually come with bigger down payments. And it usually means you are … Continued
Get Auto Financing Before You Shop
An automobile is a major investment. Just think about it: In the last 10 years, have you bought anything that costs more than a car? A house or your kid’s education, maybe. Yet, unlike a house, a car is not going to appreciate in value; and unlike an education, an SUV is not going to … Continued
Understanding Dealer Financing
If you’re a savvy enough consumer to wait until dealers are desperate to sell, you owe it to yourself to wait just a little bit longer to do your research on financing options. Don’t be fooled by dealer promises of zero percent financing. Let’s take a look at four hidden costs that come with these … Continued