Horizon Credit Union offers both VISA Classic and VISA Rewards credit cards designed to fit your financial needs.
Both options feature low, fixed interest rates. The HCU VISA Classic card starts as low as 9.9% APR*.
With the HCU VISA Rewards card, you’ll earn 1.5% APR cashback* on your purchases, with rewards automatically applied to your account at the end of each month.
For a limited time, earn even more! From July through August, enjoy double rewards—3% APR cashback** on everyday purchases when you use your HCU VISA Rewards card. It’s the perfect time to apply and maximize your savings on the things you already buy.
You can also take advantage of balance transfers at a low rate with no transfer fee, helping you save on existing credit card debt.
Each card comes with a personalized credit limit based on your monthly income and a basic credit review, ensuring a solution tailored to you.
Don’t miss out—apply for the HCU VISA Rewards card today and start earning more on every purchase. Speak with any of our lending officers or member service representatives to get started.
*Annual Percentage Yield
**Offer valid on new purchases made between 7/1/2026 and 8/31/2026. New purchases exclude balance transfers, cash advances, and fees. Cashback earned after month close. Eligibility and qualifying transactions subject to terms and conditions. Subject to credit approval. Annual Percentage Yield.