About

We may be biased but our employees truly are the best! With their combined skills and knowledge, you wont need to look further than the CU to help with your financial goals and success!

Our Team
In true Credit Union tradition, HCU has cultivated a staff of personal financial partners dedicated to your success. Each member-employee strives to serve its members through offering superior financial products and services. Our people are committed to you and your success and will always find the ways that make the most sense to help you reach your goals. We are "people helping people" and will continue to provide the financial services our members want.

Melysa

Branch Manager - Farmington

Melysa is the Branch Manager in our Farmington location. For more than 18 years Melysa has been involved in serving the members of Horizon Credit Union. She loves to do HELOC’s and finding ways to help members reach their financial goals!

Julise

Branch Manager - Clearfield

Julise manages our Clearfield location and loves  auto loans! With 13 plus years of loan delivery, Julise is an expert in the field. Her knowledge has helped several members along their path to financial success!

Sydney

Branch Manager - South Branch

You’ll find Sydney at our new South Branch location. Sydney has been lending and providing financial solutions for HCU members for more than 5 years.

Melanie

Assistant Branch Manager - Kaysville

Melanie is our Assistant Branch Manager in Kaysville. For 10 years she has served the members of Horizon Credit Union. Melanie is an expert at RV loans and loves helping members get in control of their finances and into a better financial position.

Emily

Assistant Branch Manager - West Point

You’ll find Emily in our West Point branch. She is available to members for financial services and loans. For more than 7 years Emily has served the members of HCU and hopes to provide them with the solutions they need.

Brayden

Mortgage Loan Officer

Brayden is our Mortgage Officer. Whether you are needing to refinance your current loan, pull some cash out or looking to purchase, Brayden has all the information you will need.

Tim

Business Development Officer

With more than 13 years in finance, Tim is our Business Development Officer. He loves working with business owners. He is available to help with explaining finances, lending needs or connections with the CU partners or businesses to help them succeed.

Shianne

Loan Officer - Farmington

Shianne has been with HCU for 2 years and loves being available for the members she serves. Shianne can do account set up, auto loans and credit cards.

Krystal

Loan Officer - Clearfied

In our Clearfield office you’ll find Krystal. She has more than 5 years with HCU and spends her days providing auto loans and financial services to the Clearfield community.

Kati

Loan Officer - South Branch

Kati teams with Sydney in our new South Branch. She has been with HCU for 2 years and loves serving members with auto loans and financial services. Kati enjoys solving problems for members and helping them create a financial future.

Melany

Loan Officer - Kaysville

Melany has been with HCU since 2011 and loves serving the members and the Kaysville community.  She loves auto loans and helping members find solutions to help build their financial freedom.

Mission

Horizon Credit Union promotes the financial well being of it’s members.

Horizon Credit Union has been providing personalized financial services for each member in an efficient, convenient and caring manner for over 60 years. Our tradition has been to live by the credit union motto: “To promote thrift among its members by affording a means for saving and investing money, by procuring deposits or loans of funds upon the associated liability of its members, by furnishing advances or loans for productive, provident and remedial purposes, by promoting in a cooperative spirit the ideals of help for self help, in the interest of its members.”

Why Horizon?

We are a credit union — a not-for-profit organization that provides financial services to its members. Our members (account holders) are the owners of the institution — unlike banks, who are owned by shareholders who expect high returns on their investment. We exist solely to serve you. What does this mean? Rather than worry about making money, we spend our time ensuring you spend less of yours. Profits made by the credit union are returned to the HCU member base in the form of lower rates, fewer fees and enhanced services.

COMMUNITY.  We are part of your community. We live where you do and we want to make banking convenient. Our staff is trained to call you by name.

EXPERTS. When you visit an HCU branch you can rest assured our staff will be armed with the knowledge needed to get you the products and services you require. If they don’t have an answer right then, they will always find the answers for you.

SAVINGS. Traditionally, credit unions pay higher interest rates on savings accounts.

MEMBER PERKS. Get member-only discounts, and benefits throughout the year. Last year, HCU Premiere Members were paid more than $20,000 in rebates. To find out more about membership benefits visit here: Member Relationships

JOIN. One Abraham Lincoln ($5) is all it takes to become a member. This opens your Share Savings account and the door to your financial future.

Our Story

On April 6, 1956, 12 visionary people attended a meeting held at Davis High School for the purpose of establishing a credit union for employees of the Davis County School District. Articles of Incorporation were presented at this meeting. The Credit Union would be called “Davis School District Employees Credit Union” with the original domicile of the business being Davis High School. The duration for this new entity was set at 100 years.

The purpose of the Credit Union would be to “promote thrift among its members by affording a means for saving and investing money, by procuring deposits or loans of funds upon the associated liability of its members, by furnishing advances or loans for productive, provident and remedial purposes, by promoting in a cooperative spirit the ideals of help for self help, in the interest of its members.”

An organization meeting was subsequently held on April 26, 1956. Twenty four persons attended. The initial deposits to the credit union were made on this date by 16 of the original members totaling $295.00.

Neale Davis was hired as the first full-time employee of the Credit Union seven years later in June of 1963. Under Neale’s direction, the Credit Union would grow from six hundred thousand dollars ($600K) to thirty million dollars ($30M) dollars in assets. During his tenure of 30 years, the main office of the Credit Union would move from a small home in Farmington to a shared facility with the DEA, and later to our current three story location. The Bountiful and Clearfield offices would also be opened in 1982 and 1983 respectively. Members from both ends Davis County could now have access to their funds and Credit Union services.

Today, the Credit Union stands as evidence of strong volunteer leadership, faithful employees and devoted member participation since its inception. We are well capitalized and hold $125 million dollars in assets. We are the beneficiaries of a lot of work by many people. Branches have been opened in Kaysville and West Point in order to provide a reasonable access distance for our members in Davis County. Recently, our Bountiful office was relocated to Woods Cross — just one mile south. We continue to be financially well positioned and growing at a steady pace. We look forward to where our Credit Union will go and we are certain the future will be bright.

Warm the Soles

For more than 20 years, Horizon Credit Union has provided new shoes to hundreds of under-served Utah youth. Horizon Credit Union has joined with volunteers and other credit unions to “Warm the Soles” of children and youth throughout our membership area of Davis, Weber and Morgan counties.

This need has increased each year. Our members have helped us meet that need. Last year we provided over 900 pair of shoes to under privileged youth. Randy Gailey, CEO of Horizon Credit Union said, “Every year the need seems to grow, and every year we seem to have more donations, more volunteers, and ultimately more happy kids.”

It’s our way of giving back to the communities we serve. Each year, the credit union raises money during the holiday season. Our hope is to receive donations year round. Members can rest assured that 100% of their donation to Warm the Soles stays local and goes towards shoes for kids in need.

Who Can Join

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Horizon Credit Union serves individuals who live, work, worship or go to school in Davis, Morgan and Weber counties. Membership is also extended to immediate family members of our current membership as well as associations, clubs, or businesses associated with those eligible for membership. For information on business members, please contact a member service representative at (801)-451-5064.