Investments and Insurance

Insurance & Protection

GAP

Guaranteed Asset Protection (GAP): If your car is stolen or totaled, most auto insurance policies only cover its Blue Book value, leaving you to pay the difference between what your car is worth, and what you still owe. GAP may cover any remaining balance between your insurance settlement and your outstanding loan. GAP insurance can be added to new or used vehicle loans, and covers losses up to $50,000, and insurance deductibles up to $1,000. It’s available on loans originally financed for 100% or more of the car’s value, and for loan terms of 48 months or more. You can add GAP to your loan when you purchase your car, or call us at 801.451.5064 to add it to an existing loan.

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Credit Life & Disabilitiy

Credit Life and Disability Insurance (CL&D) can protect your family if you temporarily can’t make your loan payments. CL&D is an optional program that may help safeguard your family financially if you’re injured or lose your job. Costs are based on type of coverage and your outstanding loan balance. Available options include life, disability, and involuntary unemployment. You can get CL&D protection (60 days) after you finance, at 801.451.5064, or by visiting an HCU branch location.

For our Members

An accident could affect your family’s future.

At Horizon Credit Union we sincerely hope you never have an accident. But it is something to think about. If you were to suffer an accidental death or dismemberment, would your family’s financial security be at risk?

That’s why Horizon Credit Union wants to pay for you to have $3,000.00 of Accidental Death & Dismemberment (AD&D) insurance. It could provide some cash at a time your family might need it most. This AD&D coverage is yours at absolutely no cost to you.

To learn more click here, or call 877-309-6576.

Major Mechanical Insurance

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem, that’s why so many people depend on Route 66 Warranty. No matter where you travel in the United States, we protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor. All of our plans come with Rental Car Allowance and 24/7 Emergency Roadside Service.

Financial Counseling

At Horizon Credit Union our goal is to see each and every member achieve their financial goals. We want to be your financial partner and  we have the tools to be just that. Whether you are just starting down the financial path or are anywhere along the way, we are here to help.

There is no cost and no obligation for us to talk.  Start building a strong financial future today by talking to our certified financial counselor.  Let Horizon CU create a plan that’s just right for you and get you on a path to achieving your financial success.

Planning & Investing