Investments and Insurance

Insurance & Protection


Guaranteed Asset Protection (GAP): If your car is stolen or totaled, most auto insurance policies only cover its Blue Book value, leaving you to pay the difference between what your car is worth, and what you still owe. GAP may cover any remaining balance between your insurance settlement and your outstanding loan. GAP insurance can be added to new or used vehicle loans, and covers losses up to $50,000, and insurance deductibles up to $1,000. It’s available on loans originally financed for 100% or more of the car’s value, and for loan terms of 48 months or more. You can add GAP to your loan when you purchase your car, or call us at 801.451.5064 to add it to an existing loan.

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Debt Protection

Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of:

• Involuntary unemployment – a covered job loss occurs
• Disability – a covered disability occurs due to illness or injury
• Death – protected borrower passes.

You can get Debt Protection (60 days) after you finance, at 801.451.5064, or by visiting an HCU branch location.

Major Mechanical Insurance

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem, that’s why so many people depend on Route 66 Warranty. No matter where you travel in the United States, we protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor. All of our plans come with Rental Car Allowance and 24/7 Emergency Roadside Service.


See what you could start saving today! Contact MetLife today and see how much you can save with your membership in Horizon Credit Union.

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Medicare CU

As a valued member of Horizon Credit Union, we want to make sure you know your Medicare options and how to maximize the Medicare benefits you have earned.

MedicareCU is an independent insurance agency working to provide Medicare education and related products to Credit Union members throughout the United States. They are dedicated to educating members about their Medicare options and helping them navigate to the best products available for their specific Medicare needs.

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Financial Counseling

At Horizon Credit Union our goal is to see each and every member achieve their financial goals. We want to be your financial partner and  we have the tools to be just that. Whether you are just starting down the financial path or are anywhere along the way, we are here to help.

There is no cost and no obligation for us to talk.  Start building a strong financial future today by talking to our certified financial counselor.  Let Horizon CU create a plan that’s just right for you and get you on a path to achieving your financial success.