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Saving options

Share Certificates:
A great investment in your future begins with these simple savings products that allow everyone to save any amount that benefits you now and in the future. Our options are a safe way to support you build your nest egg in an insured manner. Our Certificate Accounts vary in terms from six (6) months to sixty (60) months with a minimum deposit of $500.00. Your APY will depend on the length of your investment. Our rates and terms are extremely competitive. Interest penalties may apply for early withdrawal.

*Some restrictions may apply. Contact Horizon Credit Union for complete details.


Money Markets:
Money Market Accounts are growing in popularity as a savings option. To earn a higher dividend rate in a liquid asset account, Horizon Credit Union offers our Money Market Account. This account requires a minimum deposit of $2,000.00, and will receive daily interest on balances over $2,000.00. Deposits and withdrawals can be made at any time without penalty and are a great way to build a savings without limiting access to your money.

*Some restrictions may apply. Contact Horizon Credit Union for complete details.


IRA Accounts:
These tax-deferred accounts continue to earn interest at the same rate as other certificates of deposit of a corresponding length until withdrawal. This is an excellent way to set money aside for retirement. All accounts including IRA accounts are federally insured up to $250,000.00 by the National Credit Union Share Insurance Fund.

*Some restrictions may apply. Contact Horizon Credit Union for complete details.

Savings Rates - Effective Saturday, October 1, 2022
APYMinimum
Deposit
Minimum
Balance
CHECKING0% $0
BUSINESS CHECKING0% $0
MEMBERSHIP SHARE0.1% $250
SPECIAL SHARE0.1% $250
MONEY MARKET0.1%$2000$2000
MONEY MARKET0.5%$2000$5000
MONEY MARKET0.75%$2000$20000
MONEY MARKET1.25%$2000$100000
TRAD IRA SHARE0.1% $250
TRAD IRA SHARE0.1% $2000
TRAD IRA SHARE0.5% $5000
TRAD IRA SHARE0.75% $20000
TRAD IRA SHARE1.25% $100000
ROTH IRA SHARE0.1% $250
ROTH IRA SHARE0.1% $2000
ROTH IRA SHARE0.5% $5000
ROTH IRA SHARE0.75% $20000
ROTH IRA SHARE1.25% $100000