Share Certificates:
A great investment in your future begins with these simple savings products that allow everyone to save any amount that benefits you now and in the future. Our options are a safe way to support you build your nest egg in an insured manner. Our Certificate Accounts vary in terms from six (6) months to sixty (60) months with a minimum deposit of $500.00. Your APY will depend on the length of your investment. Our rates and terms are extremely competitive. Interest penalties may apply for early withdrawal.
*Some restrictions may apply. Contact Horizon Credit Union for complete details.
Money Markets:
Money Market Accounts are growing in popularity as a savings option. To earn a higher dividend rate in a liquid asset account, Horizon Credit Union offers our Money Market Account. This account requires a minimum deposit of $2,000.00, and will receive daily interest on balances over $2,000.00. Deposits and withdrawals can be made at any time without penalty and are a great way to build a savings without limiting access to your money.
*Some restrictions may apply. Contact Horizon Credit Union for complete details.
IRA Accounts:
These tax-deferred accounts continue to earn interest at the same rate as other certificates of deposit of a corresponding length until withdrawal. This is an excellent way to set money aside for retirement. All accounts including IRA accounts are federally insured up to $250,000.00 by the National Credit Union Share Insurance Fund.
*Some restrictions may apply. Contact Horizon Credit Union for complete details.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| CHECKING | 0% | $0 | |
| BUSINESS CHECKING | 0% | $0 | |
| MEMBERSHIP SHARE | 0.1% | $250 | |
| SPECIAL SHARE | 0.1% | $250 | |
| MONEY MARKET | 0.1% | $2000 | $2000 |
| MONEY MARKET | 1.5% | $2000 | $5000 |
| MONEY MARKET | 2.4% | $2000 | $20000 |
| MONEY MARKET | 3.25% | $2000 | $100000 |
| TRAD IRA SHARE | 0.1% | $250 | |
| TRAD IRA SHARE | 0.1% | $2000 | |
| TRAD IRA SHARE | 1.5% | $5000 | |
| TRAD IRA SHARE | 2.4% | $20000 | |
| TRAD IRA SHARE | 3.25% | $100000 | |
| ROTH IRA SHARE | 0.1% | $250 | |
| ROTH IRA SHARE | 0.1% | $2000 | |
| ROTH IRA SHARE | 1.5% | $5000 | |
| ROTH IRA SHARE | 2.4% | $20000 | |
| ROTH IRA SHARE | 3.25% | $100000 |