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Rates

Savings Rates - Effective Friday, January 3, 2025
APYMinimum
Deposit		Minimum
Balance
CHECKING0% $0
BUSINESS CHECKING0% $0
MEMBERSHIP SHARE0.05% $250
SPECIAL SHARE0.05% $250
MONEY MARKET0.05%$2000$2000
MONEY MARKET0.9%$2000$5000
MONEY MARKET1.6%$2000$20000
MONEY MARKET2.6%$2000$100000
TRAD IRA SHARE0.05% $250
TRAD IRA SHARE0.9% $2000
TRAD IRA SHARE1.6% $5000
TRAD IRA SHARE2.6% $20000
TRAD IRA SHARE2.7% $100000
ROTH IRA SHARE0.05% $250
ROTH IRA SHARE0.9% $2000
ROTH IRA SHARE1.6% $5000
ROTH IRA SHARE2.6% $20000
ROTH IRA SHARE2.7% $100000
DEDICATED SAVINGS1.1% $0
Loan Rates - Effective Saturday, November 15, 2025
Loan TypeRates as low asTerms & Information
Auto Loan 36 Months »4.84%36 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 48 Months »4.84%48 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 60 Months »4.84%60 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 72 Months »5.09%72 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Auto Loan 84 Months »5.84%84 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Rec. Vehicle (Large) 48 Months »7.89%48 MMotor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 60 Months »7.89%60 MMotor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 72 Months »7.89%72 MMotor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 84 Months »7.89%84 MMotor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Large) 120 Month »7.89%120 MMotor Homes, Boats, Campers, Travel Trailers...
Rec. Vehicle (Small) 48 Months »7.19%48 M90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 60 Months »7.19%60 M90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 72 Months »7.64%72 M90% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 48 Months »7.44%48 M100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 60 Months »7.44%60 M100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Rec. Vehicle (Small) 72 Months »7.89%72 M100% LTV - Motorcycles,ATV's,Snowmobiles,PWC's...
Personal Loan 36 Months »10.99%36 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Personal Loan 48 Months »11.24%48 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Personal Loan 60 Months »12.24%60 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Shares Secured Loan 36 Months »2.05%36 MGREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
First Mortgage6.75%360 MRates Change Daily Please call (801)939-9058
Home Equity Line of Credit7%0 MContact us today at (801)939-9058
Home Equity Loan7.75%360 MContact us today at (801)939-9058
Certificate Rates - Effective Saturday, November 15, 2025
Certificate TermAPYMinimum Deposit
60 MONTH CERTIFICATE3.85%$500
60 MONTH CERTIFICATE3.95%$50000
48 MONTH CERTIFICATE3.85%$500
48 MONTH CERTIFICATE3.95%$50000
36 MONTH CERTIFICATE3.85%$500
36 MONTH CERTIFICATE3.95%$50000
24 MONTH CERTIFICATE3.85%$500
18 MONTH CERTIFICATE3.75%$500
12 MONTH CERTIFICATE3.85%$500
06 MONTH CERTIFICATE0.75%$500
60 MO IRA CERTIFICAT3.85%$500
60 MO IRA CERTIFICAT3.95%$50000
48 MO IRA CERTIFICAT3.85%$500
48 MO IRA CERTIFICAT3.95%$50000
36 MO IRA CERTIFICAT3.85%$500
36 MO IRA CERTIFICAT3.95%$50000
24 MO IRA CERTIFICAT3.85%$500
18 MO IRA CERTIFICAT3.75%$500
12 MO IRA CERTIFICAT3.85%$500
06 MO IRA CERTIFICAT0.75%$500
60 MO YOUTH CERTIFIC3.85%$50
48 MO YOUTH CERTIFIC3.85%$50
36 MO YOUTH CERTIFIC3.85%$50
24 MO YOUTH CERTIFIC3.85%$50
18 MO YOUTH CERTIFIC3.75%$50
12 MO YOUTH CERTIFIC3.85%$50
06 MO YOUTH CERTIFIC0.75%$50