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Personal Loans

Signature Loans

Signature loans are disbursed in a lump sum, and require no application fees and no collateral. Qualified members can borrow up to $10,000 for small expenses or to consolidate debt.
With an easy application process, flexible repayment terms and easy online account access, a personal loan could be the right choice for you. Not sure if a personal loan is right for you? Come see us and we’ll discuss your options.

Personal Line of Credit

No collateral? No problem! At Horizon Credit Union qualified members have access to competitive rates and terms on personal lines of credit.

Shared Secured & Certificate Secured Loans

Get the best of both worlds. Qualified members can leave their money in the account and continue to receive your high dividends while using the funds in those accounts to secure a low cost loan.

Rates

Loan Rates - Effective Tuesday, June 18, 2024
Loan TypeRates as low asTerms & Information
Personal Loan 36 Months » 10.24% 36 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Personal Loan 48 Months » 11.24% 48 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7
Personal Loan 60 Months » 11.74% 60 M GREAT RATES FLEXIBLE TERMS AVAILABLE 24/7

*APRs (Annual Percentage Rate) are accurate as of today and are subject to change at any time without prior notice. Please contact HCU for current rates.  Loan rates are ‘as low as’ and are based on member eligibility, credit history and term of loan. Rates are subject to change at any time without prior notice. Restrictions may apply.

**APYs (Annual Percentage Yield) Rates are subject to change without notice. Call to verify current rates. Interest on certificates is paid to shares or to the certificate. If not notified within 10 days of the date of maturity, share certificate will automatically renew at the current rate. The interest rate will remain the same for the term of the deposit. A penalty will be imposed for early withdrawal. Fees may reduce earnings.