Financial Self Defense

Your credit’s trending in the wrong direction, you’re short on cash and you’re desperate for a loan. You need to get your hands on some cash to help pull you out of this tight spot, and you need to do it – fast! Unfortunately, though, it feels like no reputable institution is willing to grant … Continued

Help! I Overspent On the Holidays!

It’s so easy to go overboard on Christmas. If you have kids, you want everything to be perfect for them. You want to build priceless memories, so spending any amount seems worth it. If you’re just getting started, you want to impress your family with how together you have things. Giving extravagant gifts to your … Continued

It’s Almost Halloween, So Let’s Talk Christmas

Football has begun, the leaves are changing and the kids are back in school. Clearly, it’s time to start thinking about Christmas. Some of you are reading this on your phone while waiting in line at Starbucks, preparing to buy your first Pumpkin Spice Latte of the season, but it’s time to start thinking of … Continued

Living A Frugal Lifestyle Might Be The Key To WINNING

Do you believe money is the key to happiness? Somewhere deep inside, we all know that money cannot buy happiness. Many people overspend and rack up thousands of dollars in credit card debt to live a lifestyle they believe will make them happy, only to discover they are living beyond their means. This, in turn, … Continued

Do Your Finances Make You Want To Scream?

Scary flicks are classic fun, whether they’re good enough to keep you up all night when you’re home alone or bad enough to laugh at with a group of friends – because you all know what’s going to happen next. The classics follow a simple formula, but it works. The same is true when it comes … Continued

Back-To-School Shopping: Incorporate A Personal Finance Lesson

Most parents regard back-to-school time with a mix of emotions. On one hand, you’re sorry to see your kids go. Summer has been a great time to tackle projects together, build memories and have fun. On the other hand, it’ll be nice to have the whole house awake and moving before noon again! Regardless, there’s … Continued

Private Mortgage Insurance. What you need to know.

Whether you’re a long-time homeowner or you’ve just started shopping for your dream house, you’ve seen stacks of papers full of acronyms. Buried amid the dense undergrowth of legalese are three letters that could be costing you more than you think. Be on the lookout for PMI: Private Mortgage Insurance. PMI in a nutshell Close … Continued

Understanding Dealer Financing

If you’re a savvy enough consumer to wait until dealers are desperate to sell, you owe it to yourself to wait just a little bit longer to do your research on financing options. Don’t be fooled by dealer promises of zero percent financing. Let’s take a look at four hidden costs that come with these … Continued