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Be Financially Fit: Your Personal Money Makeover In 7 Easy Exercises
As the new year begins, you may be considering some exciting resolutions. As your credit union, we’d like to encourage you to make one of those changes a dedication to financial security and success. Don’t just resolve to become physically fit this year; become financially fit, too. When trying to lose weight, people often turn … Continued
How To Protect Yourself From Identity Theft
Chances are you or someone you know has had their identity stolen at one point or another. It can be expensive, stressful and extremely complicated to recover from. Here are seven ways to help protect yourself and your most important data from identity thieves. Secure Your Hardcopies Most of us think of identity theft as … Continued
Long ago, identity thieves had a harder time of it. They had to actually steal something like your wallet to get your information. A sophisticated identity thief in the 21st century will try phishing. That’s phishing, not fishing, but the victims are caught on a hook just as surely as if they were a hapless … Continued
Q&A: What’s The best Way To Finance A home Renovation?
Q: I’m doing some home renovations this summer and I’m not sure how to finance this expense. There are so many loan options, but which one makes the most sense? A: Whether you’re gutting your entire kitchen or turning your basement into a home theater, we’ve got you covered! As a Horizon CU member, you have several … Continued
Auto Loans: Credit Unions Vs. Banks
Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow from a credit union (unless Uncle Bob is willing to finance you, but who wants the “strings” that go along with that?). Each method has advantages and disadvantages – but … Continued
6 Questions Your Auto Dealer Hopes You Can’t Answer
6 Questions Your Auto Dealer Hopes You Can’t Answer Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. … Continued