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$70 Payback Promotion Official Rules

Every time you fill up, Horizon could fill your wallet!

From May 4 – July 5, 2026, use your Horizon Credit Union debit or credit card at the gas pump for a chance to win up to $70 back—right onto your card. 

Members will receive one entry into the drawing each time they use their Horizon Credit Union debit or credit card at a gas station pay-at-the-pump terminal.

The more you pump, the more chances you have to win. It’s our way of celebrating Horizon and the amazing members who make us 70 years strong! 

If you have questions, visit your local branch or call us at 801-451-5064.

Promotion Period: 
May 4, 2026, at 12:00 a.m. (MT) through July 5, 2026, at 11:59 p.m. (MT). 

Eligibility: 
The Horizon Credit Union $70 Payback Promotion (“Promotion”) is open to Horizon Credit Union members who are 18 years of age or older at the time of entry and have an active Horizon Credit Union debit card and/or credit card in good standing*. 

The following individuals are not eligible to participate or win: 

  • Employees, officers, and directors of Horizon Credit Union and their immediate family members. 
  • Any member who has won a Horizon Credit Union giveaway or promotional prize within the past twelve (12) months prior to the start of this Promotion. 

How to Enter: 
No purchase other than normal card usage is necessary to enter or win. 

  • Members will automatically receive one (1) entry each time they use their Horizon Credit Union debit card or credit card at a gas station payatthepump terminal during the Promotion Period. 
  • In‑store gas station purchases do not qualify. 
  • There is no limit to the number of entries a member may earn based on qualifying transactions. 
  • To enter without using HCU debit or credit card, handprint name, email address, mailing address, telephone number and date of birth on a plain 3” x 5” sheet of paper and mail it in a sealed envelope to: “$70 Payback Promotion” at Horizon Utah Federal Credit Union P.O. Box 687, Farmington, Utah, 84025.  

Prizes: 

  • Up to $70 will be credited back to the winning member’s Horizon debit or credit card account. 
  • Winners will be selected periodically during the Promotion Period. 
  • Weekly pull from transactions done on Mondays at 12:00 am MST-Sunday at 11:59pm MST. 
  • The number of winners and prize distribution frequency are determined by Horizon Credit Union. 
  • Credits will be applied directly to the card account used for the winning transaction. 

Odds of Winning: 
Odds of winning depend on the total number of eligible entries received during the Promotion Period. 

Prize Conditions: 

  • Cashback will be awarded as a statement of credit and is not transferable or redeemable for cash. 
  • Limit one prize per member during the Promotion Period. 
  • Horizon Credit Union reserves the right to substitute a prize of equal or greater value if necessary. 

Winner Notification: 
Winners will be notified using the contact information on file with Horizon Credit Union. If a winner cannot be contacted within 24 hours or is found to be ineligible, an alternate winner may be selected. 

Taxes: 
Any applicable federal, state, or local taxes are the responsibility of the winner. 

General Conditions: 
Horizon Credit Union reserves the right to cancel, suspend, or modify the Promotion at any time if fraud, technical failure, or any other factor beyond its reasonable control impairs the integrity of the Promotion. 

By participating, entrants agree to be bound by these Official Rules and the decisions of Horizon Credit Union, which are final. 

Sponsor: 
Horizon Utah Federal Credit Union 
Farmington, Utah 

*Good standing: Account not in dormant status; accounts do not violate any membership terms and/or agreements. Loans on account cannot be in delinquent status or in violation of its loan agreement. Contact information is current. May not have caused Horizon Credit Union a loss.