Business Services

Business Financing

Business Accounts

If you have been looking at expanding your business, implementing a new product, moving to a new building, starting a new building, or expanding your inventory, Horizon Credit Union wants to help.  We understand the problems business owners face, and have solutions for your business, no matter the size.  We know it takes strength and consistency to succeed – we have been serving our members for over 60 years. With our Business Lending Portfolio, we can help your business grow.

Call Tim today at 801.939.9051 to get started growing your business!

Checking & Savings Products

If you are a small business owner you know that making every dollar count is vital to your success. That’s why we offer both Checking and Savings accounts, with fewer fees overall. Every Horizon Credit Union Business Checking account enjoys the convenience of a VISA debit card, free online account access with It’s Me 24-7, online bill pay, free eStatements, and surcharge-free access to more than 28,000 ATM’s.

Business Savings:

It works just like a regular savings with unlimited deposits. The dividend rate is competitive and paid monthly. A $5.00 minimum deposit opens a share account which entitles you to all the benefits of membership.

Business Checking:

Business Checking has no monthly Maintenance Fees, with the first 50 transactions and 50 deposited items free. With free online access to your account you can check your accounts and make payments at anytime. To make bookkeeping easier, we store your checks and you receive a simple, easy-to-read statement with all the necessary details.

 

Business Visa® Card

HCU Business Visa credit cards provide flexibility, control, and options. There’s no annual fee and your Horizon Credit Union VISA® Credit Card offers many benefits that other cards you may be carrying can’t match.

  • A Low 9.9% apr Interest Rate
  • No Annual Fee
  • 25 Day Grace Period
  • 24 Hour ATM Access Through The VISA® Plus Network
  • World-wide Acceptance

Business Line of Credit

An HCU Business Line of Credit (LOC) gives you cash for short-term financial needs and can also provide checking overdraft protection. A line of credit can act as your lifeline: Fund last-minute inventory purchases, take advantage of invoice discounts for quick payment, set up overdraft protection or be prepared for unexpected operating expenses. With low annual fees and no interest charges until you draw on the line, it’s a great option for many small business owners.

Line of Credit Benefits

  • Cash when you need it to operate your business
  • Low, competitive variable rates: No annual fees and no interest charges until you draw on the line of credit

Business Services

We help you make your business more efficient. When you open an account with us, we give you more than just a place to put your money. We also offer small business services that can help make managing your finances easier, so you can focus on what’s really important: Running your business.