Home Start for First Time Buyers

The HomeStart Grant Program promotes homeownership by helping first-time homebuyers purchase a home.

  • $5,000 in Grant funds available to first time home buyers
  • May be used for down payment and closing costs in combination with funds from other grant or financing sources
  • Cannot have owned a home in the last 3 years
  • Demonstrate that household income does not exceed 80 percent of area HUD median income, adjusted for family size, based on their current home address
  • Complete an approved Homebuyer Education course
  • Purchase a home within one year of being enrolled in the program
  • Agree to place a recorded, five-year deed restriction on the home. If the home is sold within five years of purchase, a pro-rata share of the HomeStart Grant must be repaid by the homebuyer